Heating & AC Financing
Pay for your project with predictable, monthly payments without tapping into your home equity.*
- We specialize in lease purchase options for residential replacement HVAC systems.
- Microf’s program is designed for Homeowners that have an active bank account, and a steady source of income.
- We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
- We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
- Customers can take advantage of meaningful monthly payment and early purchase option discounts.
Jackson EMC Financing
The Jackson EMC HomePlus Loan offers rates as low as 3% APR for qualifying home improvements totaling $500 to $7,500. The market rate APR HomePlus Loan is available for qualifying projects totaling $7,501 to $25,000.
- Check rates in under 2 minutes: Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.
- Loans typically fund in 1-5 days**: If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.
- Fixed monthly payments: Personal loans found on Hearth have fixed rates and terms. You’ll know your monthly payments upfront.
- No prepayment penalties: You can pay off the loan early with no additional fees.
Whether you are looking to finance a replacement heater, air conditioner or a new duct system, we make it easier for you and your budget. See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.
Hearth makes it easy for you to find monthly payment options for your project, with:
- Loan amounts up to $100,000
- Affordable monthly payment options
- Funding within 1-3 days
- No prepayment penalties
- No home equity required
Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now.
Terms & Conditions
* All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21.
** Funding can be as soon as 24 hours and takes 3-5 days on average. Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.