Heating & AC Financing
Pay for your project with predictable, monthly payments without tapping into your home equity.*
Synchrony
Synchrony is one of the nation’s premier consumer financial services companies.
Our roots in consumer finance trace back to 1932, and today we are the largest provider of private-label credit cards in the United States based on purchase volume and receivables.
- A simple application process, and fast credit decisions
- Unsecured, revolving credit lines
- Promotional financing options
- Convenient monthly payment options
- Online account management
1. Subject to credit approval. Minimum monthly payments are required. See store for details.
For all promotions: Qualifying purchases must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time the first purchase posts to the account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
Jackson EMC Financing
The Jackson EMC HomePlus Loan offers rates as low as 3% APR for qualifying home improvements totaling $500 to $7,500. The market rate APR HomePlus Loan is available for qualifying projects totaling $7,501 to $25,000.
Hearth Financing
- Check rates in under 2 minutes: Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.
- Loans typically fund in 1-5 days**: If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.
- Fixed monthly payments: Personal loans found on Hearth have fixed rates and terms. You’ll know your monthly payments upfront.
- No prepayment penalties: You can pay off the loan early with no additional fees.
Whether you are looking to finance a replacement heater, air conditioner or a new duct system, we make it easier for you and your budget. See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.
Hearth makes it easy for you to find monthly payment options for your project, with:
- Loan amounts up to $100,000
- Affordable monthly payment options
- Funding within 1-3 days
- No prepayment penalties
- No home equity required
Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now.
Terms & Conditions
* All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21.
** Funding can be as soon as 24 hours and takes 3-5 days on average. Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.